Insurance FAQ's
Is Dubuque Physical Therapy a Blue Shield Alliance select provider?
Yes, Dubuque Physical Therapy is a free standing out-patient clinic. Therefore, the deductible is waived. The patient is only responsible for co-insurance. If the patient would seek care from a hospital or a hospital affiliated clinic, the patient would be required to pay a deductible.
For example:
If a patient was seen for 6 visits and charges totaled $500.00 the difference would be:
| Hospital or Hospital Affiliate
|
Dubuque Physical Therapy
|
|
Patient would be required to pay: $500.00
|
Patient would pay: 6 visits $10.00 co-pay = $60.00 6 visits $15.00 co-pay = $90.00 6 visits $20.00 co-pay = $120.00 $500.00 x 10% co-pay = $50.00 |
Does my insurance require pre-certification for outpatient physical therapy?
All insurance requirements are different. However, at your request the Patient Accounts Representative would be happy to contact your insurance carrier to inquire pre-certification requirements.
If my insurance company requires pre certification, do I need to call my insurance carrier?
No, our Patient Accounts Representative will contact your insurance carrier for pre-certification.
Is it necessary to have a doctor’s prescription for physical therapy?
A licensed Physical Therapist may provide treatment without a doctor’s prescription. However, your insurance may require a prescription from your physician for physical therapy to be a covered benefit. All insurance requirements are different. The Patient Accounts Representative would be happy to contact your insurance to inquire about requirements.
What if I have no insurance coverage?
You can see a Physical Therapist without insurance or a physician prescription.
Our clinic offers up to a 40% discount for all cash based accounts. Please contact Patient Accounts Representative for details.
Does my insurance cover physical therapy?
In most cases physical therapy is a covered benefit. At your request, the Patient Accounts Representative will contact your insurance carrier to verify benefits.
If you have further questions, please contact Patient Accounts Representative for any other insurance questions at (563) 588-3891 or by E-Mail becky@dubuquept.com.